Credit Bureau Defaults; better handling of Individual Defaults in HTML Widgets where the main Client is a Non-Individual

Currently the finPOWER Connect Credit Bureau interface allows for the possibility of loading defaults for non-Individual, i.e. Organisation, Clients - but only actually supports Individual Defaults. Note, for Defaults, Individual Clients include Sole-Traders.

This may cause issues where an Account has both Individual and non-Individual Clients. If the first/ main Client for an Account is an Organisation it could not be loaded via the Credit Bureau Load Default HTML Widget.

In these HTML Widgets, if the Account's main Client is a non-Individual it would not proceed and display the message "Service does not support 'Organisation' Clients.".

This change means that if the Account has any Owner, or optionally Guarantor, that is an Individual it can proceed. Note, if the Account does not have an Individual or Sole Trader Client the warning message "There must be at least one 'Individual' or 'Sole Trader' Client.".

Note, the Global Settings, Credit Bureau group, General page, Default Settings, "Include Guarantors?" setting determines whether or not Guarantors are included.

The following Credit Bureau service HTML Widgets are affected:

• Centrix (New Zealand)
• Equifax (New Zealand)
• Credit Reporting (Australia)

The following HTML Widgets have been updated:

• HtmlWidget_AccountCreditBureauDefault_CentrixNZ
• Version: 1.02 (05/08/2024)
• HtmlWidget_AccountCreditBureauDefault_VedaXMLNZ
• Version: 1.02 (05/08/2024)
• HtmlWidget_AccountCreditBureauDefault_CreditReportingAU
• Version: 1.02 (05/08/2024)