Bank Export services; new "Kiwibank GIFTS" Direct Credit and Direct Debit export services added for New Zealand

New Bank Export services "Kiwibank GIFTS (Direct Credit)" and "Kiwibank GIFTS (Direct Debit)" have been added for New Zealand.

Note, file specifications are almost identical to existing GIFTS formats, with the following exceptions:

1. File extension defaults "kbb" for Kiwibank Batch.
2. Permitted characters as per Kiwibank specifications. They include some basic punctuation.
3. Transaction Codes are limited to 50 and 52 for Direct Credit payments.